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MORTGAGE INFO
Veteran Real Estate offers a variety of cost free services including pre qualification, loan and credit counseling, home buyer workshops, and expert advice on the most affordable plans for you and your family.
Pre-Approval - Pre-qualification includes an analysis of your financial position to determine your borrowing power. Pre-approval is a phrase you can take literally. Once your documentation is assembled and a credit report ordered, your loan package is sent to a Loan Underwriter for approval. Upon approval, you will be issued a Letter of Commitment from your lender. A loan commitment is a powerful tool because you have proven your ability to afford a home mortgage. Don't worry if you think you don't have enough income or good enough credit to qualify. Just tell us your situation, and we will work with you to get the loan that fits. And, if you won't qualify for a loan now we will tell you what you need to do so that you can get qualified in the near future or we will tell you about other alternatives that could get you a home quickly.